Health Insurance Plans Made Easy and Affordable

Finding the right health insurance plan for you or your family may be overwhelming. This is why we aim to remove the stress and confusion out of the search for health insurance. Our goal is to help each person find the best policy for their unique set of needs.

Unlike some health insurance brokers, we make every effort to learn about the kind of health insurance you really need. When you speak with us at Lowcountry Insurance Advisors, know that we will help you find an appropriate plan that you can afford. Your knowledgeable, experienced, and helpful health insurance agent will help you gain a better understanding of health insurance. Once we understand the health insurance plan you need, we can discuss your options. We hope you leave our conversation feeling confident about your health insurance coverage and better informed about making the best choice possible.

We are proud to have served people just like yourself for more than 20 years. We have helped countless individuals, families, and business professionals find health care coverage best suited for them. If you need health insurance, contact us today.

Who We Serve

At Lowcountry Insurance Advisors,  we aim to educate and empower you so that you can get the best access to medical care possible. Because each person has their own unique set of needs when it comes to health and health care plans, we wish to offer you the best plan on the market to fit your needs.

Do I need Health Insurance?

It is no longer mandated at a Federal level for you to have health insurance. However, a health insurance policy is required to protect your health from unexpected medical emergencies. Also, health insurance can reimburse the expenses incurred from an injury, accident, or illness. If you are interested in learning more about a health insurance policy to protect you and your health, we can help.

Get the Right Policy to Pay Your Medical and Surgical Expenses

Medical emergencies can happen at any time, and you need to be prepared financially. One of the best ways is to have a policy which provides coverage against health risks and diseases. We will help you find a health insurance policy to protect you, and those covered under the policy, the financial coverage necessary to see a specialist and/or a doctor for preventative care, lab tests, routine exams, and surgeries or treatments. Lowcountry Insurance Advisors will work with you to determine your specific coverage needs and help find the right plan for you.

Health Insurance for Individuals and Families

Individual and family health insurance plans may not cover 100% of your health care costs. Health insurance plans are designed to split the cost of expenses with you in the case you experience medical emergencies. Many policies provide you and your family members preventative health-care services. At Lowcountry Insurance Advisors, we suggest everyone have a health insurance policy in place to save you money on medical expenses.  Contact us today to discuss insurance plans for you and your family.

Medical

Whether you have a pre-existing condition that requires continuous care or simply want coverage for emergency medical services, we at Lowcountry Insurance Advisors help you select the right health insurance to meet your needs. We can help you find a plan or select from a variety of carriers and deductibles. All plans include the Affordable Care Act’s mandated Essential Health Benefits:

  • Ambulatory Patient Services (outpatient care you get without being admitted to a hospital)
  • Emergency Services
  • Hospitalization (like surgery and overnight stays)
  • Pregnancy, maternity, and newborn care (both before and after birth)
  • Mental Health and Substance use Disorder Services, including Behavioral Health Treatment (this includes counseling and psychotherapy)
  • Prescription Drugs
  • Rehabilitative and Habilitative Services and Devices (services and devices to help people with injuries, disabilities, or chronic conditions, gain or recover mental and physical skills)
  • Laboratory Services
  • Preventive and Wellness Services and Chronic Disease Management
  • Pediatric Services, including Oral and Vision Care (but adult dental and vision coverage aren’t essential health benefits)